We have 40 years experience in Banking and Commercial Finance and are recognised as major Finance Brokers.

If you are looking to improve cash flow we will assist you by utilising our vast experience and knowledge in the commercial finance industry by identifying the most suitable funding partner and solution for your business. There are over 60 factoring and invoice discounters in the U.K. and choosing the 'Perfect Partner' requires many years of experience. We have the necessary experience required to assist your Business.

We can arrange funding for the following: -

Turnover £25,000 - £100m Established and Start - Up Business Phoenix Business I V A ‘s & CVA ‘s Management Buy- Outs & Buy - Ins	Partial factoring Rejected by a factor Change Existing factor Contractual Poor Credit History
•Including Single Debtor •

Factoring provides an immediate injection of cash into the business against invoices. This facility keeps pace with your sales and will suit business’s that are projecting an increase in turnover. There are many benefits of factoring to a business. Here are a few:-

• Provides immediate working capital
• Improves cash flow
• Improves profitability by reducing average debtor days
• Business growth is not restricted as sales provides the funding
• Leaves you to concentrate on business without funding distractions
• Eliminates time spent on credit control and debt collection

This method of funding is increasing and suits more established and profitable businesses that have effective sales ledgers and administration systems in place. Invoice discounting has similar benefits to factoring, however this method of funding leaves the business in complete control of its debt collection and sales ledger.

The method is usually a confidential service, and therefore the customer and the supplier remain completely unaware that the funding facility is in place. This facility can be made available to businesses for a variety of reasons, such as financing growth, acquisitions, MBO’s and MBI’s.

An invoice finance facility unlike a bank overdraft or loan, will grow with your companies expansion, as more invoices are generated, more cash becomes available. In addition the facility does not need to be negotiated every time an increase in funding is required.

Trade Finance / Stock Finance

Trade Finance -	Transactional Finance to assist Importers & Exporters, provide up to 100% of the purchase costs of the finished goods against confirmed purchase orders.
Stock Finance -	Allows Business to finance stock against confirmed orders.